The way we see it, you have 3 choices when it comes to buying insurance:
1. Directly from a website or phone number.
2. Work with an exclusive Captive Agent.
3. Work with a SIAA/UAII Independent Agent.
Option 1: Imagine this as your first time ever trying to buy insurance. You're probably a millennial, so the first place you search is ... online. As you search online, you don't receive personal and real-time advice from a licensed professional and you're still unsure about what your coverage should really look like. So, Option 1 leads you to Option 2.
Option 2: You contact your local Captive Agent. You finally receive the advice you're looking for, but you realize your captive agent can only quote your policy through one individual channel. Meaning, they may not offer customized coverage or meet your personal pricing requirements. This is where Option 2 leads you to Option 3.
Option 3: You walk into your local, been-there-forever, mom and pop UAII Independent Insurance Agency and you instantly feel like they have your best interest at heart. You finally get to talk to a licensed insurance professional that wants to offer you customized coverage from many different insurance providers, they're quoting what you need in an affordable price range, and get this - as your needs grow, so do your options with a UAII Agent.
UAII Agents are members of your community and are here to know and grow with you as your insurance needs change.